Charge-off is a financial term that refers to the removal of a debt from a company's balance sheet. This term is broadly used in the accounting and finance industry. However, there are different words one can use in place of charge-off, depending on the context. For instance, one can use "write-off," "default," "bad debt," or "uncollectible" to convey the same meaning. The term "write-off" is commonly used in accounting when a non-collectible debt is removed from a company's financial records. Meanwhile, "default" is used when a borrower has failed to repay their debt. On the other hand, "bad debt" and "uncollectible" refer to a non-performing or lost debt that is likely to go un-recovered.